Q: Why should I hire a Fractional CFO when I already have a local accountant?

A: Your local accountant is essential for compliance, bookkeeping, and tax filing (the historical view). We are an Australian Chartered Accountant-Qualified Fractional CFO firm specialising in strategic planning and value creation (the forward view). We partner with your existing accountant to build predictive financial models, optimise Gross Margin, and translate data into a growth roadmap. We don't replace compliance; we use it to drive smarter business decisions and secure your growth.

Q: What specific kind of business is the best fit for your service?

A: Our primary niche is high-growth businesses—both small and large—with complex financial drivers and international exposure. This includes E-commerce/DTC brands, Tech companies, and Real Estate/Hospitality firms founded by international investors. If you struggle with unpredictable cash flow, inaccurate margin tracking (COGS/OPEX), or need to present clear financial narratives to a board, you are our ideal client.

Q: I'm a startup/small business. Do I really need "enterprise-level" strategy?

A: Yes, because scaling requires a strong foundation. We bring the rigorous financial discipline used by Australia's largest retailers to your venture. This isn't about complexity; it's about setting up simple, automated, and scalable processes from day one. Hiring an internationally qualified Chartered Accountant on a fractional basis is the most cost-effective way to get CEO-level strategic planning without the full-time salary commitment.

Q: Can you help us with financial modeling and data analysis (SQL/BI)?

A: Absolutely. Our expertise is highly technical. We go far beyond standard spreadsheet reporting, utilizing tools like SQL and Power BI to integrate operational and financial data. We build predictive financial models for budgeting, cash flow, and scenario analysis, ensuring your strategic decisions are always grounded in clear, real-time data.

Q: Do you require us to speak Portuguese or have a physical office?

A: No. We are the Algarve's strategic finance bridge. We specialise in working with international founders and investors, and all our services, communication, and reporting are conducted fluently in English. We thrive in a hybrid model, working seamlessly with your team remotely, while being locally available in the Algarve region for critical planning sessions.